Motorcycle Insurance
Having a motorcycle provides freedom on the open road while also offering an affordable way to get around town in the warmer weather. However, you require proper insurance should you have an accident. P.D. Foster Insurance understands the unique needs of our motorcycle riders and can provide you with the Motorcycle Insurance you need.
Why You Need Motorcycle Insurance
Motorcycle Insurance provides important protection for both you and others on the road. Required coverage can help protect you if you’re legally responsible for injuries or property damage, while Accident Benefits can provide support if you or your passengers are injured in an accident.
What does Motorcycle Insurance cover?
Motorcycle policies offer the following options:
- Liability: Helps protect you if you are responsible for bodily injury or property damage to someone else while riding your motorcycle.
- Direct Compensation: May cover damage to your motorcycle following a collision when you’re not at fault, where this coverage applies
- Accident Benefits: Helps cover expenses such as medical treatment, or rehabilitation if you’re injured in a motorcycle accident.
- Uninsured Coverage: Provides protection if you’re involved in an accident with an uninsured motorist and suffer injuries or, in some circumstances, death.
- Collision Coverage: Helps cover damage to your motorcycle if it’s involved in a collision with another vehicle or object (or tips over), subject to the terms and deductible of your policy.
- Comprehensive Coverage: Helps cover damage or loss from events other than a collision, such as theft, vandalism, fire, or certain weather-related damage.
Why Choose P.D. Foster Insurance
Since 1949, P.D. Foster Insurance has been helping customers find insurance solutions for their motorcycles and other vehicles. As a family-owned brokerage, we work with a range of insurance providers to help you explore coverage options that suit your motorcycle, riding needs, and budget.
The right Motorcycle Insurance can provide valuable financial protection if you’re involved in an accident or your motorcycle is damaged or stolen. Coverage options can include protection for your motorcycle, injuries to yourself or others, and other unexpected losses, depending on the policy you choose.
As insurance brokers, we can compare motorcycle insurance options from different providers to help you find the right balance of coverage and premium.
For more information about Motorcycle Insurance or to explore your coverage options, speak with our team today.